Editor's Review
Unlock the full power of your banking with the revolutionary PeoPay app from Bank Pekao S.A.! This isn't just another banking app; it's your personal financial command center, designed to bring unparalleled convenience and control right to your fingertips. Imagine managing all your accounts, from checking and savings to loans and investments, all within a single, intuitive interface. With PeoPay, this vision becomes a reality. You can effortlessly pay bills, make purchases, and even withdraw cash using the secure and widely adopted BLIK system. Need funds? PeoPay streamlines the process, offering quick access to cash loans and credit card applications with just a few clicks.
Security is paramount, and PeoPay ensures your peace of mind with advanced authentication methods. Log in securely using your PIN, fingerprint, or the advanced FaceID technology. For added convenience, you can now add your Bank Pekao card directly to Apple Pay through the app, making contactless payments smoother than ever. Pay transfers are a breeze with instant Express Elixir transfers, alongside standard domestic and foreign transfers, and convenient mobile top-ups.
The BLIK ecosystem within PeoPay is truly transformative. Experience instant transfers to phone numbers, lightning-fast payments in physical and online stores (with the ability to copy BLIK codes to your clipboard!), and seamless internet payments without the need for repetitive code entry. Need cash on the go? Withdraw funds from ATMs with the BLIK logo or even deposit cash at participating ATMs. Paying online has never been simpler, with QR code scanning for quick and secure transactions.
For those looking to grow their wealth, PeoPay offers currency exchange at preferential rates, with access enabled by your Advisor. Get a clear overview of your account balance, whether by percentage or absolute amount, even before logging in! Whether you're an individual or manage a company, PeoPay caters to all your banking needs, consolidating both account types within one application. Searching your transaction history is now more powerful than ever, allowing you to initiate transfers directly from past operations or even perform return transfers with ease.
PeoPay goes above and beyond by enabling you to open new accounts and apply for products directly within the app. Track your spending with a visual summary divided into categories, helping you understand where your money goes. Make internet payments directly from your foreign-currency accounts, just like using a multi-currency card. Stay organized with a calendar of scheduled payments and keep an eye on your PekaoTFI fund regular account operations. Explore investment and brokerage products with confidence.
Managing your debit cards is also revolutionized. Activate new cards, set and change your PIN, adjust transaction limits, and easily block, unblock, or restrict your card all from within the app. If you're not yet a Bank Pekao client, opening an account is as simple as taking a selfie with PeoPay or visiting a branch. Discover a new era of banking convenience and control with PeoPay – your financial future, simplified. Visit www.pekao.com.pl for more details!
Features
Comprehensive account access and history viewing.
Secure login with PIN, fingerprint, or FaceID.
Add Bank Pekao card to Apple Pay easily.
Instant Express Elixir and BLIK transfers.
Convenient BLIK payments and cash withdrawals.
QR code payments and cash deposits via BLIK.
Apply for loans and credit cards instantly.
Currency exchange at preferential rates.
View balance before login.
Manage individual and company accounts.
Search transaction history and initiate transfers.
Open accounts and apply for products within app.
Expense summary by category.
Manage debit cards: activation, PIN, limits, blocking.
Pros
All-in-one banking solution.
Enhanced security features.
Seamless mobile payment integration.
Extensive BLIK functionalities.
Quick access to credit products.
User-friendly interface.
Consolidated account management.
Streamlined card management.
Cons
Some features may require advisor access.
New user onboarding might require branch visit.